🏡 5 Things Buyers Should Know Before Closing Day

You’ve found the perfect home, navigated inspections, and signed your offer — now you’re almost at the finish line. But before closing day arrives, there are a few key things every buyer should understand to avoid surprises and keep the process smooth.

1. Double-Check All Documents

Before you sign on the dotted line, you’ll receive key documents like the Closing Disclosure. Review it carefully — it outlines your final loan terms, closing costs, and any fees. If anything looks off, speak up early.

2. Do a Final Walkthrough

This usually happens 24 hours before closing. Make sure the home is in the agreed-upon condition, repairs have been completed, and nothing unexpected has changed.

3. Know What to Bring

Bring a valid photo ID, any required certified funds (or wire instructions), and any paperwork your lender or title company has requested. Your title company will provide a checklist ahead of time.

4. Understand the Role of the Title Company

Your title company isn’t just hosting the closing — they’ve already conducted a title search, coordinated with lenders and attorneys, and ensured the legal transfer of ownership is secure.

5. Don’t Make Big Financial Changes

Avoid opening new credit cards or making major purchases before closing. Lenders may recheck your credit and financial status — and last-minute changes could delay or cancel the transaction.

✔️ Bottom Line: Be Prepared, Stay Informed

Closing day should be exciting, not stressful. When you work with a reliable title company like MBS Title, we guide you through each step so you can feel confident when you finally receive the keys.