📝 What Happens at a Real Estate Closing?

Closing day is the final step in your homebuying journey — and the most exciting one! It’s when you officially become the legal owner of your new property. But what exactly happens during a real estate closing? Here’s a quick walkthrough to help you feel prepared.

1. You’ll Review and Sign Important Documents

Expect to sign several key forms, including your loan agreement (if applicable), the deed, settlement statement, and more. Your title company will explain what each document means and answer any last-minute questions.

2. Final Payments Are Made

This includes your down payment, closing costs, and any prorated taxes or fees. Payments are usually made via certified check or wire transfer — your title company will provide exact instructions ahead of time.

3. The Title is Transferred

Once documents are signed and funds are received, the title company will officially record the transaction with the county. This makes you the new legal owner of the property.

4. You Receive the Keys!

Once everything is complete, you’ll get your keys — and the home is yours! If you're buying remotely, the process can be handled electronically, and keys are usually transferred via an agent or lockbox.

🏡 Your Title Company Makes It Easy

At MBS Title, we help ensure everything is in place for a smooth, stress-free closing. From start to finish, we handle the details so you can focus on the big moment: unlocking the door to your new home.